We’re pleased to share that Richard Pott, Senior Manager in our Private Client team, has featured in a Q&A with the FT Adviser, discussing the government’s plans to bring pensions into the inheritance tax system – a move that’s causing real concern for many savers.

Richard explains that these changes, along with rumours about cuts to the 25% tax-free lump sum, have made people rethink how attractive pensions really are. Many clients are now wondering whether to draw down earlier or gift money while they still can.

In the Q&A, he talks through how Buzzacott’s approach to estate planning is shifting, why the potential combined tax rate on inherited pensions could be as high as 67%, and why it’s more important than ever to look at someone’s full financial picture before making decisions.

Richard also touches on the wider impact these changes could have – from attitudes to saving, to how younger generations receive help getting on the property ladder.

Read the full Q&A in FT Adviser: https://www.ftadviser.com/inheritance-tax/2025/11/11/there-has-been-a-dramatic-shift-in-the-attractiveness-of-pensions/

If you’d like to talk through how the changes could affect your retirement or estate planning, please contact our team.